How much – if at all – should investors care about the loss of the UK’s AAA credit rating? The move by rating agency Moody’s on 22 February has quickly and predictably become a political football, prompting much posturing and some soul-searching among the main parties, but the issues for investors are more nuanced. There […]
Tag Archives: QROPS
QROPS Provider in Liquidation
If you have a QROPS/SIPP with Isle of Man provider Prophecy Pension Trustees Limited, then you will either have just received or be just about to receive a letter advising you of their voluntary liquidation. While this has come as a surprise, it should be nothing to get overly concerned about as the liquidation only […]
6 Reasons Why You Should Consider Investing in Exchange Traded Funds
Here are 6 great reasons why expats should consider investing in Exchange Traded Funds (ETFs): Cost - This is the advantage that gets most of the air time. ETFs are, in general, much cheaper than regular mutual funds. The main reason for this is that ETFs are passively managed (i.e. they simply track an index like […]
Weekly Market Review
Review of the Markets for Week Ending 23rd of March Investors might be forgiven for thinking nothing much happened last week except for the Budget – though, as it was, Chancellor George Osborne’s third effort was largely neutral for them. Arguably more interesting was a report from Goldman Sachs strategists Peter Oppenheimer and Matthieu Walterspiler, […]
Give Your Frozen Pension a Health Check – Case Study
I have recently been working with a client who has a frozen pension scheme with his employer. He has worked for the same company (a large multinational) for the past 20 years. The first 10 or so were spent in the UK and he was a member of the pension scheme there for that time. […]
QROPS Update – Isle of Man Announcement
The Isle of Man’s pension industry has finally broken its silence on the impending change to QROPS legislation, making only their second official comment since the proposed changes were announced in December last year. In a statement that doesn’t actually say much they announce that they have drawn up “a number of options” to deal […]
Pension Unlocking/Reciprocation Schemes
In an unprecedented move, the UK Financial Services Authority, HMRC and the Pensions Regulator released a joint statement a couple of days ago, warning consumers to steer clear of pension offers that claim to be able to provide loans or release tax-free cash from people’s pension pots before they reach age 55. You can read […]
Consider This When Looking Into QROPS
I know that QROPS schemes have their place and they certainly have real benefits for some. However, if your current pension is a with-profits scheme, here is something that you MUST ask before deciding to trade it in for a QROPS. Does your current scheme have a guaranteed annuity? A lot of with-profits schemes do […]
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- Generali Vision – Cooling Off Period
- What Is Time Apportionment Relief?
- DeVere Warn Against Pension Busting
- QROPS Provider in Liquidation
- What is a UCIS?
- Gold Suffers Worst Monthly Run for 16 Years
- What is a QROPS?
- Week in Focus – One Step Ahead
- Bond of the Week
- Warning: if the taxman gets your bill wrong it’s officially your fault
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The Expat IFA: Hi Mary, thanks for taking the time to get in touc…
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Mary: Do I get this time apportionment relief on a Gener…
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6 Ways To Wreck Your Retirement | Expat Financial Cents: [...] experienced with them. Derivatives, small ca…
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