Gold has suffered the longest run of monthly falls since 1997 after the metal declined for the fifth month in a row in February. Spot gold fell through $1600 an ounce for the first time since August last month and finished trading in February at $1,578, having retreated 12% from a peak just below $1,800 […]
Author Archives | The Expat IFA
What is a QROPS?
This is the Wikipedia definition of a QROPS. A Qualifying Recognised Overseas Pension Scheme, or QROPS, is an overseas pension scheme that meets certain requirements set by HM Revenue and Customs (HMRC). A QROPS can receive the transfer of UK Pension Benefits without incurring an unauthorised payment and scheme sanction charge. The QROPS program was […]
Week in Focus – One Step Ahead
How much – if at all – should investors care about the loss of the UK’s AAA credit rating? The move by rating agency Moody’s on 22 February has quickly and predictably become a political football, prompting much posturing and some soul-searching among the main parties, but the issues for investors are more nuanced. There […]
Bond of the Week
Specialist lender Paragon Group has launched a retail bond aimed at investors who want an indirect way of accessing the UK’s buoyant buy-to-let housing market as well as those who are seeking a higher yield from their capital. The lender, which both securitises the lending its makes, as well as managing portfolios for third parties, […]
Warning: if the taxman gets your bill wrong it’s officially your fault
Workers and pensioners are being warned to double-check their tax codes or face being landed with shock bills that they cannot appeal. More than 20 million codes, which tell you how much of your income will be tax-free, are sent to 16 million people at this time of year. But already The Daily Mail has […]
Five investments that helped your parents retire early
The best performer turned £10,000 into £1.47m in 28 years. Emma Wall of the Daily Telegraph on five incredible investments. Read the full article here.
Can Expats Invest in ISAs?
Can expats invest in ISAs? In a word, no. If you already have money invested in ISAs then you can keep that invested. However, you are not allowed to add new money. [Contact us to discuss alternative, tax efficient ISA alternatives.]
6 Ways To Wreck Your Retirement
Despite the multitude of resources (websites, books, magazines, advisers, etc) available for expat retirees, there will always be those who fail to make their retirement savings last for the rest of their lives. There are many ways to avoid this, some of which are more proactive while others are reactive in nature. But none of […]
What is a UCIS?
UCIS stands for Unregualted Colletive Investment Scheme. They are funds that are not recognized or authorized by the UK Financial Services Authority. They are not subject to investment and borrowing restrictions aimed at ensuring a prudent spread of risk and as a result they can be less liquid than typical funds. Most UCIS do not offer […]
Lloyds Bank Abandon Expat Mortgage Market
Lloyds Bank recently announced that it will no longer accept applications from Britons living abroad who want to buy a UK property, a decision which also affects buy-to-let mortgages. It comes after an announcement in August by Lloyds TSB International that it would stop lending to Britons abroad as it scaled back its lending operations. […]
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- Generali Vision – Cooling Off Period
- What Is Time Apportionment Relief?
- DeVere Warn Against Pension Busting
- QROPS Provider in Liquidation
- What is a UCIS?
- Gold Suffers Worst Monthly Run for 16 Years
- What is a QROPS?
- Week in Focus – One Step Ahead
- Bond of the Week
- Warning: if the taxman gets your bill wrong it’s officially your fault
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The Expat IFA: Hi Mary, thanks for taking the time to get in touc…
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Mary: Do I get this time apportionment relief on a Gener…
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6 Ways To Wreck Your Retirement | Expat Financial Cents: [...] experienced with them. Derivatives, small ca…
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